Policy edition: September 25, 2026
These terms apply to use of the Insurance Plan Guide decision-guide website. By using the site, you agree to use the content as general information and to rely on official policy documents supplied by the provider that issues a contract.
You confirm that you are at least 18 years old and can enter a binding contract. If you use the site for someone else, you confirm that you have permission to provide their information and handle the resulting contact.
Insurance Plan Guide explains comparison points and may route a request to an authorized provider. The site does not underwrite a risk, set an insurer's final rate, issue a policy, bind coverage, or settle a claim. A coverage contract comes only from accepted provider documents that satisfy their stated conditions.
A price shown before a complete application is an estimate or discussion point. Final terms may change after underwriting questions, documentation, location review, policy selection, or other provider decisions. Examples on this site are not offers and may not match available products.
When you submit a request, you agree to provide information you believe is accurate and to update it when a material fact changes. Do not submit another person's information without permission. Do not use the form for advertising, spam, resale of contact data, fraud, or an unlawful purpose.
You may not interfere with server operation, bypass security controls, probe the site through an automated method that creates unreasonable load, upload malicious code, scrape contact data, or misuse the CSRF token. Access may be limited when a request threatens security, privacy, or lawful operation.
The site's name, written content, layout, code, and original visual elements are protected by applicable intellectual-property laws. You may view the pages and use brief quotations with attribution. You may not reproduce the full design or publish the source files without written permission, except where law provides otherwise.
The form checkbox records permission for Insurance Plan Guide to contact you about the submitted request by phone or email. Permission is not a condition to buy coverage. You may ask the contact desk to stop future messages, although a transaction-related notice may still be required.
Provider information, rates, forms, and regulatory details must be verified with the source that supplied them. A name, logo, quote, or website link does not by itself prove an appointment, policy authority, current status, or endorsement.
The website and its comparison content are provided on an "as available" and "as is" basis. To the fullest extent allowed by law, Insurance Plan Guide disclaims express and implied warranties about accuracy, completeness, availability, fitness for a particular purpose, and uninterrupted access. Mandatory consumer rights are not waived.
To the extent permitted by law, Insurance Plan Guide is not responsible for indirect or consequential loss caused by website use, a provider decision, a missed message, or reliance on information that was not verified. Nothing here limits responsibility that cannot legally be limited.
The listed office is in Austin, Texas. These website terms are interpreted with Texas law and the mandatory consumer protections that apply to the user's residence. Any formal dispute may be brought in an appropriate court in Travis County, Texas, unless another mandatory rule controls.
A production operator should post the effective date when these terms change. Questions about the website can be sent without including passwords, payment-card details, or unnecessary government identifiers.